What You Should Know about State Financial Aid Programs in Texas

Texas offers many programs to help students pay for college or technical schools. I am giving you a brief description of the programs offered for more information please refer to www.collegeforalltexans.com


Grant and Scholarship Programs


The TEXAS Grant program is the largest state grant program and was established to make sure that well-prepared high school graduates with financial need could go to college.

To receive the TEXAS Grant Students Must:

  • Be enrolled at least three-quarter time in an undergraduate program at a public institution in Texas
  • Have graduated from a Texas high school
  • Completed the Recommended or Distinguished Achievement high school program (or its equivalent)
  • Enrolled in a degree or certificate program within 16 months from high school graduation or received an associate’s degree
  • Have an EFC of no more than $4620
  • Have not been convicted of a felony or crime involving a controlled substance

You can receive priority consideration for TEXAS Grant if you: (Not Required)

  • Meet the state priority deadline of March 15th for the FAFSA or TAFSA application
  • Have 12 hours of college credit through dual credit or AP courses
  • Graduated in the top 1/3 of your HS class or have a “B” average
  • Completed at least one math course beyond Algebra II

The financial aid department at your college will determine if the TEXAS Grant is part of your financial aid award.

Texas Educational Opportunity Grant Program (TEOG)

TEOG provides grant aid to students in Texas public two-year colleges.

To receive TEOG Students must:

  • Have graduated from a Texas high school
  • Have an EFC of no more than $2000
  • Be enrolled at least ½ time in an associate’s degree or certificate program
  • Have not been convicted of a felony or crime involving a controlled substance
  • Not already be receiving the TEXAS Grant

Note: Both the TEXAS Grant and TEOG are designed to cover your tuition at a state school however; maximum amounts are set up by the State each year. Also some colleges have a short form a student must complete to apply for these funds. CHECK YOUR COLLEGE LIST OF FINANCIAL AID FORMS TO DETERMINE IF SOMETHING FURTHER IS REQUIRED

Top 10% Scholarship Program

Typically, if funding is available, qualifying students who submit the Free Application for Federal Student Aid (FAFSA) or the Texas Application for State Financial Aid (TASFA) by a specific deadline, have financial need, and enroll fulltime in a Texas public college or university in the fall semester may be eligible to receive up to $2,000. Students who submit their FAFSA after this deadline are awarded on a first-come, first-served basis until available funds have been spent.

To receive the scholarship top 10% students must:

  • Be a Texas resident and demonstrate financial need
  • Graduate from a Texas high school and enroll full time in a public 2 or 4 year college
  • FAFSA or TASFA must be processed and not in a REJECT status prior to March 15th (State priority deadline) and must be on file at the college or university
  • Complete the Recommended or Distinguished Achievement High School curriculum
  • Rank in the top 10% percent (as of his/her 7th semester or 6th if the college uses that semester for admissions)

These Grant and Scholarship programs all have individual renewal requirements so be sure to read all the details at www.collegeforalltexans.com


State Loan programs

Texas B-On-Time (BOT) Loan Program

The Texas B-On-Time Loan program is a zero-interest loan. Your college financial aid office will determine if you are eligible. If this loan is offered to you, the financial aid office will instruct you to complete an application and promissory note online.

Applicants must:

  • Be a TEXAS Resident
  • Graduate from a Texas high school under at least the recommended high school program or have received an associate’s degree from an eligible institution
  • Have completed the FAFSA and be eligible for Federal Student Aid
  • Enrolled full time in an undergraduate degree or certificate program in an eligible 2or 4-year public or private college or a public technical college.

Loan Forgiveness may be granted if a student meets these requirements:

  • Graduate with a cumulative GPA of at least a 3.0 within:
    • 4 years after they initially enroll
    • 5 years after they enroll if the degree is in architecture or engineering
    • 2 years after the date they enroll in a 2-year institution


  • Graduate with a cumulative 3.0 GPA, with a total number of credit hours that are no more than 6 hours beyond what is required to complete the degree or certificate. (Hours earned by exam or dual credit are not included)

College Access Loan (CAL)

This loan is less popular and almost always requires a cosigner and very good credit rating.  For information on the specifics go to www.collegeforalltexans.com or talk to your financial aid office.


State Voucher Program for Foster Care Students

This program provides financial assistance to youth ages 16-23 to begin, continue or complete postsecondary education and training program.

These are a few details:

  • It can be used at any Texas public or private educational institution
  • The education and training voucher can be used to cover the cost of attendance (tuition and fees, books and supplies, room and board, transportation, child care and some personal expenses or $5,000 per year, whichever amount is less.
  • To apply contact the Texas Department of Family and Protective Services at (512) 438-3312, send an e-mail to TDFPS at agencyinfo@dfps.state.tx.us, or visit the TDFPS website at www.dfps.state.tx.us


Financial Aid Exemptions

Exemptions are a type of financial assistance allowing some Texas residents to attend a public college or university in Texas without paying tuition or, in some cases, tuition and fees.

Listed below are the exemption programs available to Texas residents:

  • Adopted Students Formerly in Foster or Other Residential Care
  • Blind/Deaf Student Exemption Program
  • Children of Disabled or Deceased Firemen, Peace Officers, Game Wardens, and Employees of Correctional Institutions
  • Combat Exemption for Children of Military Service Members
  • Concurrent Enrollment Waiver (Enrollment in Two Texas Community Colleges)
  • Educational Aide Exemption
  • Exemption for Highest Ranking High School Graduate
  • Exemption for Peace Officers Disabled in the Line of Duty
  • Exemption for Peace Officers Enrolled in Law Enforcement or Criminal Justice Courses
  • Exemption for Students Enrolled in Courses for Dual High School and College-Level Credit
  • Exemption for Students under Conservatorship of the Dept. of Family and Protective Services
  • Exemption for the Surviving Spouse and Minor Children of Certain Deceased Public Servants (Employees)
  • Exemption from Irrelevant Fees
  • Exemption of Out-of-District Fees for Certain Students Living Outside a Public Community/Junior College’s Taxing District
  • Exemption Program for Children of Professional Nursing Program Faculty and Staff
  • Exemption Program for Clinical Preceptors and Their Children
  • Fee Proration for Students Enrolled in Shorter than Average Terms
  • Firefighters Taking Fire Science Courses
  • Hazlewood Exemption (for Texas Veterans)
  • Military: Children of U.S. Military who are Missing in Action or Prisoners of War (MIA/POWs)
  • Military: Orphans of Texas Members of the U.S. Armed Forces or National Guard
  • Military: Texas National Guard Tuition Assistance Program
  • Senior Citizen, 55 or Older, Tuition Reduction Program
  • Senior Citizen, 65 or Older, Free Tuition for 6 Credit Hours
  • Senior Citizen, 65 or Older, Free Tuition for Auditing Classes
  • TANF Exemption Program
  • TAPS for Tuition Program
  • Tuition Reduction for Students Taking More than 15 Hours


Financial Aid Waivers

The following is a list of waiver programs and like all the programs I have cited please refer to www.collegeforalltexans.com if you think you might qualify:

  • Academic Common Market Waiver
  • Border County Waiver
  • Bordering States Waiver
  • Competitive Scholarship Waiver
  • Dual Medical/Philosophy Degree Waiver (Biomedical Research Scholarship Student Waiver)
  • Economic Development and Diversification Waiver
  • Good Neighbor Scholarship Program
  • Mexican Citizens with Financial Need-Border County Waiver
  • Mexican Citizens with Financial Need-Border Nations Waiver
  • Military: After Assignment in Texas
  • Military: Assigned to Duty in Texas
  • Military: Honorably Discharged, Separated or Retired Veterans who Move to Texas
  • Military: Member, Spouse or Child who Remains Continuously Enrolled in Higher Education in Texas
  • Military: NATO Forces
  • Military: Persons Eligible for Veterans Educational Benefits, Their Spouses and Children who Move to Texas
  • Military: Radiological Science Students of Midwestern State University
  • Military: Spouse and Dependents Who Previously Lived in Texas
  • Military: Survivors
  • Out-of-State Military: If Family Intent is to Make Texas Home
  • Research Assistants and Teaching Assistants Waiver
  • Tuition Waiver for Students from Neighboring States Continuing Upper Level Undergraduate Studies
  • Waiver for College Faculty and their Dependents
  • Waiver for Nonresidents Enrolled in Texas Public Universities Located within 100 Miles of the Texas Border
  • Waiver for Students from Mexico Enrolled in Graduate Degree Programs in Public Health
  • Waiver of Nonresident Tuition for Foreign Service Officers Stationed in Mexico Attending Public Institutions of Higher Education in Texas
  • Waiver Program for Registered Nurses Enrolled in Postgraduate Nursing Degree Programs


The college for all Texans website provides lots of valuable information on Texas colleges including a list of the total cost of attendance for all Texas colleges and universities. So please use it for reference and information however; if you have any questions about financial aid please feel free to call or email us with your questions.  If we don’t know the answer, we will find out!


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